Tripura Gramin Bank (TGB) leads in implementing PM Modi’s flagship welfare schemes, ensuring seamless benefit delivery, digital banking growth, and financial inclusion in rural Tripura. Achieves record profits and strengthens grassroots economy.
Tripura Gramin Bank (TGB), a prominent Regional Rural Bank (RRB) among India’s 28 RRBs, has emerged as a leading force in the effective implementation of Prime Minister Narendra Modi’s flagship welfare schemes. With a sharp focus on transparency, speed, and dignity in service delivery, the bank has ensured that benefits reach the grassroots, empowering rural communities across Tripura.
Speaking at the Golden Jubilee celebrations of Tripura Gramin Bank, Chairman Satyendra Singh highlighted the significance of the milestone, noting that the event was not just about marking 50 years of banking operations but commemorating five decades of partnership between the bank, the people of Tripura, and the state government in building an inclusive and resilient economy.
“The Pradhan Mantri Jan Dhan Yojana (PMJDY) has been a game changer for us,” Singh stated, emphasizing how the bank has brought thousands of previously unbanked families into the formal financial system. By facilitating the opening of zero-balance accounts, TGB has helped create new avenues for financial inclusion and empowerment.
He also underscored the success of the Direct Benefit Transfer (DBT) system facilitated by the bank, which has ensured that government subsidies and benefits are delivered seamlessly and promptly to beneficiaries. This approach has strengthened public trust and reduced leakages, creating a transparent welfare delivery system.
Tripura Gramin Bank has played a pivotal role in implementing several key welfare schemes, including the Kisan Credit Card (KCC), Pradhan Mantri Fasal Bima Yojana (PMFBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and the Atal Pension Yojana. These schemes have significantly enhanced the social and financial security of farmers, workers, and vulnerable sections of society.
Moreover, Singh highlighted the bank’s active support for rural livelihoods, women empowerment, and youth entrepreneurship, facilitated through close coordination with Tripura’s district administrations and government departments. This collaboration has led to effective credit linkages, subsidy integrations, and the promotion of financial literacy at the village level, enabling more people to access and benefit from government schemes.
A key feature of Tripura Gramin Bank’s growth story has been its digital transformation. Moving away from traditional manual ledgers, TGB has become a fully digital, technology-driven institution. The bank’s adoption of Core Banking Solutions, enhanced IT infrastructure, and secure digital platforms such as UPI, RuPay cards, mobile banking, and internet banking has made financial services more accessible and inclusive.
“Our technology initiatives have ensured that inclusion remains at the heart of our banking services, enabling farmers, self-help groups, artisans, and micro-entrepreneurs to participate confidently in the formal economy,” Singh said. These efforts have connected the grassroots economy with broader financial markets, insurance coverage, and pension systems, boosting overall economic resilience.
Tripura Gramin Bank’s consistent performance has been recognized at both state and national levels, with the institution receiving several awards for excellence in banking services. Singh proudly noted that TGB has secured the top position among the 28 RRBs in India in terms of business growth, financial performance, and overall impact.
The bank posted a remarkable net profit of Rs 104.91 crore for the financial year 2024-25, a significant rise from Rs 27.92 crore in the previous year. This impressive growth reflects the bank’s expanding reach and strengthened financial health.
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With 150 full-fledged branches and 12 ultra-small branches spread across Tripura, Tripura Gramin Bank’s total business grew to Rs 14,085.14 crore in 2024-25, marking a 13.60% increase over the previous fiscal year. Deposits rose by 14.38% to Rs 10,066 crore, demonstrating the high level of trust the people of Tripura place in the bank. Gross advances also increased by 11.71%, reaching Rs 4,019.14 crore.
Chairman Singh concluded by reaffirming the bank’s commitment to empowering Tripura’s rural population through innovative financial solutions and inclusive growth initiatives, supporting the vision of a prosperous and equitable society.
